HomeAbout UsArticlesServicesMergers and AcquistionsInsurance ToolsFinancial ToolsWind Energy Part 1Wind Energy Part 2Contact Us
Insurance Tools

Enterprise Financial / Hazard Risk Management

Commercial Insurance and Financial Solutions for

Oil and Gas Upstream - Midstream - Downstream and

All Industry Related Support Companies.


Shale oil & gas operations offer a great opportunity for energy independence and economic growth in the U.S.

Whether you are in the upstream, midstream, or downstream sector of the oil and gas industries, you face unique exposure and risk as well as new opportunities.

The energy industry is too diverse and complex to ever offer a one-size fits all solution.

Every company, every operation, every location presents its own unique operations and exposures.

For the exploration as well as production, gathering of or transporting by pipeline, truck or rail; as well as refining and marketing, you face unique exposures to risk.  We will help protect you and your investment as well as support your growth.

Balancing this opportunity with the appropriate risk management strategies and risk transfer products/solutions is critical in order to have the necessary protection in the event an operational, financial, hazard or market loss should occur.

Insurance coverages will vary by class of operations; the following are just a few of the products for the Upstream/Midstream/Downstream Oil & Gas Energy Industry.

Working alongside our strategic partner, a leader in energy risk management, insurance and surety bonding; specializing in the energy sector enables us to create proprietary insurance and bond programs, customized coverage forms and energy packages for domestic and internatonal  energy operations. 

It is in this team approach to risk management that we provide our clients with comprehensive and proactive customer service.

We nurture every relationship built on honesty, integrity and mutual respect. 

We have created depth and bredth of our energy team by assigning account executives, account managers and a support staff to respond to daily issuses:

  • Commercial Auto Liability and Physical Damage Coverage
  • GL/contractors General Liability Coverage
  • Stand Alone Contractors Pollution Liability Coverage
  • Employee Benefits
  • Workers Compensation
  • Captive Insurance Programs
  • Claims Management/Supervision
  • Access to and the ability to create manuscript policy forms and endorsements to address difficult and complex exposures.
  • Current information on industry trends and ongoing education of your operations team.
  • Prompt turn-around of certificates of insurance to lenders, lessors, non-operating partners.
  • Detailed insurance summaries for internal and external use by board members, accountants, attorneys, etc.
  • Premium allocation for prompt billing to the pipelines/wells and your non-operating partners
  • Mergers and acquisition assistance in reviewing indemnity provisions of purchase and sale agreements as well as coverage on contract reviews of the company to be acquired

An insurance program that is structured to meet the contractual and indemnification obligations of your industry contracts

Ask how we can:

Perform a complimentary coverage review based on your class of business and contract requirements to identify potential issues before they become a major problem including but not limited to:

  • Indemnification Language/Penalty Clauses/MSA Language
  • Knock for Knock Indemnification
  • Claims Made vs. Occurrence Coverage Policies
  • Additional Insured Requirements
  • Certificates of Insurance
  • Total Cost of Risk Defined



Trade Credit Insurance

Financial executives must continuously balance the cost of doing business with the risk of doing business.

Each time a dollar of revenue is produced, all costs of generating that dollar have been thoroughly analyzed in an effort to maximize the profit margin.

However, the hundreds of billions of dollars in losses associated with bad debt charge-offs recently brought new attention to managing trade receivables.

Accounts receivable, which typically represent more that 40% of a company's assets, are naturally a vital component of a healthy business. If a major customer, or several customers, would not be able to pay their invoices, it could literally put a company out of business.

Trade credit insurance protects your business from non-payment of commercial debt and makes sure your invoices will be paid.  If a customer fails to pay; thereby allowing you to focus on running a profitable business while it takes care of the collection of your insured invoices. 
One defaulted payment or credit loss from a medium-sized customer could be the difference between a profitable year and one in the red, let alone if your major customer would default. Since you sell your products and services on open account credit (even with an MSA in place), your firm is at risk. We encourage you to ask the following questions:
  •  How are things financially?
  • Are you getting paid on time?
  • Are any of your customers slow to pay?
  • What is the financial strength of your debtors?

The negative impact to cashflow, earnings, and capital represent a risk that requires thorough analysis.

R A Moore Consultants Brochure PDF